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Call us: +(845) 853-8291 | info@sierra-insurance.com

Renters Insurance

Why do I need renters insurance?

Some of the things a renters insurance policy could cover if lost or damaged in a covered loss:

•Furniture
•Clothing
•Appliances
•Many other personal belongings
•Covered items you take while traveling
•Additional living expenses if you have to move out during repairs

Personal liability coverage can provide protection if someone is accidentally injured while in your home, or their property is damaged caused by:

•You, your children or your pets
•Your personal activities, including most sports

 

Your policy can also cover you:

• For costs associated with defending you in a lawsuit related to an injury or property damage

• If you’re held legally responsible for fire damage to your apartment, to the building where you live, or vacation property you rent

• If your credit cards, ATM cards, or checks are stolen or used without your permission